INDIANAPOLIS -- If there is a lockout next week, most NFL players won't really take a financial hit until next September when they start missing game checks. With the exception of some roster bonuses that are payable in the next few weeks, and workout bonuses, most won't lose a cent until a regular-season game is cancelled.

The same can't be said of the league's coaches though. Larry Kennan, the executive director of the NFL Coaches Association, said that 90 to 95 percent of the league's coaches, including head coaches, have a lockout clause in their contract that could result in lost wages.

``Every team has a clause (in most of their coaches' contracts) that says your salary will be rolled back at a certain point in time,'' Kennan said. ``The good teams are saying we won't roll your salary back for 6 months. The bad teams are saying we might roll your salary back immediately.''

This may come as a shock to all of you folks out there who are convinced Jeff Lurie and Joe Banner are the cheapest people this side of Ebenezer Scrooge, but Kennan said the Eagles are one of the good teams.

Twelve of the league's 32 teams already have opted out of the league's pension plan and 5 or 6 more are on the verge of doing so. The Eagles aren't one of them. While many of their coaches do have language in their contracts regarding possible pay reductions in the event of a lockout, Kennan said it's not nearly as harsh as many of the league's teams.

``The Giants, Baltimore, Philadelphia, Indianapolis, Pittsburgh, Green Bay. . . they're business as usual,'' he said. ``They're going to do the right thing by their employees whatever that is. That's why guys love working at those places.''

Kennan said some teams have told their coaches that they will start docking them pay almost immediately. Others have said they'll wait 30 days. Others have said 60 days.

``Philadelphia is one of the good teams,'' Kennan said. ``Several teams have said, `As long as we can do it. We're going to stay business as usual and treat you and pay you the same as we have been.''


To read our earlier report from the Scouting Combine, click here.

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