Pennsylvania

James J. Sebest doing business as Sebest Construction and Andrea L. Sebest, 1028 Louise Ave., Lancaster; Chapter 7; no schedules available.

New Jersey

KMC International L.L.C., Box 323, Horsham; Chapter 11; Assets, $2,238,482.58; Liabilities, $2,252,378.61.

Bankruptcy definitions: Chapter 7, debtor sells assets in return for discharge of debts. Chapter 11, debtor reorganizes under court supervision. Chapter 13, debtor arranges plan to repay debt.

SOURCES: The Legal Intelligencer, the U.S. Bankruptcy Court for the District of New Jersey.