Home: Germantown.

Past life: Financial work

at Vanguard Group Inc.

Why pivot: Retired at 57, can live on husband's pension, yearning to fulfill a lifetime ambition.

Reinvention: Interior-decorating business, perhaps retail.

Business name: Crystal Chateau & Bungalow.

What's happening now: Developing a business plan.

Pro tip: Get advice from groups like the Service Corps of Retired Executives.

Insight: "Keep trying to live your dream. It's never too late. I'm 60 years old, and here I am." EndText