DALLAS - AT&T says it will cut 12,000 jobs, or 4 percent of its work force, and slash capital spending. Inquirer Morning Newsletter Get the news you need to start your day Sign Up Inquirer Morning Newsletter Never Miss a Story Subscribe We Recommend Santander Bank cuts back on its mortgage business Joseph N. DiStefano U.S.: It’s now OK for credit unions to provide banking services to hemp businesses Sam Wood Two insurers to pay $117,000 to Pennsylvanians after major investment scam Christian Hetrick Federal consumer agency hires exec in complaint-ridden Pa. firm as watchdog Bob Fernandez Philly’s iconic I. Goldberg Army & Navy announces it is closing after a century Ellie Silverman Endo pharma agrees to $11 million settlement to avoid opioid trial Riley Griffin, Bloomberg