It's "credit crunch" time. Here's a quiz on credit, what it costs, who does (or doesn't) get or give credit, pseudonyms, identity theft, ghostwriters, etc. Thanks in advance to the staff of the Free Library's Parkway Central for helping us ensure accuracy.

1.

According to CreditCards.com, about how much total credit card debt do Americans hold?

a. About $100 billion.

b. About $220 billion

c. About $675 billion.

d. About $904 billion.

e. About $1.5 trillion.

2.

And about how big is the

average household credit card debt?

a. Between $3,000 and $4,000.

b. Between $5,000 and $6,000.

c. Between $7,000 and $9,000.

d. Between $9,000 and $10,000.

3. Some people like to take credit, but under an assumed name. Connect the nom de plume with the real name.

a. Woody Allen.

b. George Eliot.

c. George Orwell.

d. Lewis Carroll.

1. Eric Arthur Blair.

2. Charles Lutwidge Dodgson.

3. Mary Evans.

4. Allen Stewart Konigsberg

4.

There's a lot of anonymity and pseudonyms on the Internet - and a lot of fakery. Connect the Internet term with its definition.

a. Sock puppet.

b. Astroturf.

c. Fakester.

1. A person who creates a profile on a social-networking Web site (such as Friendster or MySpace) that has false or misleading information, or is dedicated to another person or to an object.

2. A fake persona used to discuss or comment on oneself or one's work (usually, to praise or defend it) on a Web site or blog.

3. A creation of political campaigns, corporations or advertising agencies, which create large numbers of fake personas online to give the impression of a spontaneous "grassroots" support movement.

5.

Speaking of getting credit, connect the politician with the writer she or he wrote a book with. Note: Two of the entries match the same choice.

a. George W. Bush,

A Charge to Keep

.

b. Hillary Rodham Clinton,

Living History

.

c. John F. Kennedy,

Profiles in Courage

.

d. John McCain,

Faith of My Fathers

.

e. Ron Paul,

The Revolution: A Manifesto

.

1. Mickey Herskowitz.

2. None.

3. Mark Salter.

4. Theodore Sorensen.

6.

According to the May 22 edition of Freddie Mac's Weekly Primary Mortgage Market Survey, what is the national average interest rate on a 30-year fixed mortgage?

a. Between 5% and 5.5%.

b. Between 5.51% and 5.75%.

c. Between 5.76% and 6%.

d. Between 6% and 6.5%.

7.

Jocelyn Kirsch and Edward Anderton are reported to be signing a plea bargain. Keeping our theme in mind, why is this interesting?

8.

The Writers Guild of America determines screenwriting credits. At least how much of a final script must the original writer have written to get a screenwriting credit?

a. All.

b. Half.

c. One-third.

d. One-quarter.

8b.

Very often, other writers are brought in later in the process. How much of the script must these "script doctors" be responsible for to get a screenwriting credit?

Answers: C3