REGINA O'NEILL'S generosity was legendary among family and friends.

"If you were in a pickle, she would pull you out of it," said her sister, Cindy O'Neill. "If people needed money, she would give it to them, no payback. She believed family and friends were more important than money. She bought my son, Brian, his first car."

Regina O'Neill, an executive vice president of LCL Management, a property management and consulting firm in Orange, N.J., a onetime model, a computer whiz who kept the computers at her church functioning, a bingo fanatic and sun-worshipper who liked to bake herself on the beach at Seaside Heights, N.J., died Wednesday of complications of lung disease. She was 51 and lived in Langhorne.

Regina, called Bunny, was also the hostess-with-the-mostest, if there ever was one. Holiday dinners at her home were near-mob scenes. Family, friends, friends of friends and who-knew-who-else flocked to her dinners.

It was nothing to have 18 to 20 people at her table.

"People would skip their own celebrations to come to hers," her sister said. "She made everybody feel important."

If someone was a fussy eater, she catered to him or her. Each person got individual treatment.

"She was a friendly, caring person," her sister said. "She cared about people."

"Birthdays were never forgotten as she made each one special for each one of us," said her sister.

Regina was born in Philadelphia to Robert and Sarah O'Neill. She graduated from Girls High.

She thought about a career in medicine, but opted early on for a modeling career. She won the Miss Bucks County pageant and appeared with Chef Tell at the Oxford Valley Mall in 1978.

When she went with LCL Management, she started as a property manager, advanced to district manager and eventually to vice president. In her job, she traveled to various locations around the country where LCL managed buildings.

While a successful career woman, Regina's first priority was always her family and friends, upon whom she lavished her love and generosity.

Her bingo prowess was legendary. Gifted with an exceptional ability to concentrate, she could be playing 100 bingo cards at once while doing business for her company on her cell phone.

Her favorite bingo hall was at St. Ephrem's, in Bensalem. But she also wowed them at St. Frances Cabrini, in Fairless Hills.

Regina taught herself the intricacies of the computer and would repair the computers at her church, Our Lady of Grace, in Penndel.

"They depended on her to keep their computers running," her sister said.

In some ways, Regina, the serious and successful businesswoman, could behave like a kid. She would bake herself all day on the beach at Seaside Heights, then hit the rides at the amusement park, stroll the boardwalk and eat ice cream.

She was also a sucker for sad movies and songs. Bette Midler could bring tears to her eyes with the song from the 1979 film, "The Rose:"

Some say love, it is a river that drowns the tender reed.

Some say love, it is a razor that leaves your soul to bleed.

Another of her favorite tear-jerkers was Midler's "Beaches" (1988).

Regina had a fine singing voice, and would sing at family gatherings and for a time at the Holiday Inn at 4th and Arch streets. She would sing Bette Midler and Olivia Newton John songs.

"She enjoyed life," her sister said. "She lived life the way she wanted to. She is a beautiful angel as she was a beautiful woman."

She also is survived by a son, James O'Neill; her parents; five brothers, Robert O'Neill, Dave O'Neill, Sean O'Neill, John Leavey and Harry Bower, and another sister, Chris Bower.

Services: Funeral Mass 11 a.m. today at Our Lady of Grace Church, Penndel. Friends may call at 10 a.m. at the Bradley Funeral Home in Penndel. *