TD Bank Financial Group (NYSE: TD) formally completes its takeover of Cherry Hill's own Commerce Bancorp today.
   Canadian giant TD (short for Toronto Dominion) hasn't yet said who from the former Commerce and TD Banknorth (U.S. retail banking) management teams will do what in the merged retail banking operation, but TD's Bharat Masrani will be in overall command as president and CEO.
   Commerce may be the fastest-growing part of the amalgamation, but TD Banknorth is a lot larger. More details will come out before the planned April 21 conference call with investors, says Commerce spokesman David Flaherty. 

   Details on the April 21 call: 9 a.m. Eastern time: check TD's website at www.td.com/investor/earnings/jsp, or call 1-416-915-5762 or 1-800-594-3790 -- listen only, they're not taking questions from civilians.