ACA open enrollment begins in Pennsylvania, New Jersey
Pennie, Get Covered New Jersey insurance marketplaces are designed for people who do not have access to health insurance through an employer, and who aren't eligible for Medicare or Medicaid.
Obamacare health insurance marketplaces in Pennsylvania and New Jersey are now open for enrollment for 2025 plans.
Open enrollment for Pennie, Pennsylvania’s marketplace, runs through Jan. 19. New Jersey’s marketplace, Get Covered New Jersey, will remain open for enrollment through Jan. 31.
The marketplaces were created under the Affordable Care Act and are intended for people who do not have access to private health insurance through an employer, and who are not eligible for Medicare or Medicaid. About 90% of people qualify for discounted health plans through Pennie and Get Covered New Jersey.
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Pennsylvania residents who want their coverage to begin Jan. 1 should sign up by Dec. 15. In New Jersey, residents have until the end of December to sign up for coverage that begins Jan. 1.
Coverage will take effect Feb. 1 for anyone who signs up during the month of January.
A total of 435,000 Pennsylvania residents enrolled in health plans through Pennie for 2024 — setting a record for enrollment since Pennie launched in 2020 and up 17% from the year before. Prior to 2020, Pennsylvania residents used the federally run healthcare.gov to enroll in marketplace plans, through which state recorded its all-time highest enrollment in 2015.
Nearly 399,000 people signed up for plans through Get Covered New Jersey for 2024, a 16% increase from 2023.
Editor’s note: This story has been updated to add historical information about the Pennsylvania marketplace Pennie.